Connecting financial verification
Any verification. Anywhere.
Veriv connects the institutions that hold financial records with the organizations that need them—through the channels they already trust.
Straight from the source. Routed intelligently. Audit-ready.
Trusted Since 2004
- 66.5M+
- verifications processed across regulated finance
- 250K+
- registered users on the network
- 70+
- countries where we do business
- Up to 60%
- less staff time than manual verification
What we are
Indispensable underneath.
Invisible on top.
Veriv is the network, the utility, the pipes underneath the work — the layer that carries verified financial data from the institutions that hold it to the systems that need it.
The platforms above us own the workflow: the engagement, the methodology, the conclusions. We sit beneath them, so your analytics, your AI and your team run on data you can trust.
We build it. We maintain it. So you never have to.
See the verification network →Workflow layer — the engagement, the methodology, the conclusions
Verified layer
Veriv- WEB
- API
- MCP
- FAX
Sources of record — where financial truth actually lives
The Intelligent Router · patent-pending
It finds the path. You get the answer.
Request by request, the Router finds the fastest reliable route to the source — a real-time API call, a core banking exchange, or a fax that needs a person on the other end. It reroutes around failures on its own. You never have to search and chase.
Step one
Your inquiry
Sent from your platform, or from ours. Standardized and complete.
SELECT
- Direct API selected
- Core banking exchange
- Secure email · fax · mail
The work nobody wants to build
20+ years of connections. Maintained every day.
Our response rate is decided by the institutions that are hardest to reach. We cover the whole spectrum — from a real-time API to the fax line that still rings — so chasing them is never your job.
- Where most networks stop
- Direct API Fastest path
- MCP endpoint Agentic access
- Core banking System to system
- Structured UI Nothing to build
- Where your hardest requests live
- Secure email One-time-use gateways
- Fax Lines that still ring
- Mail & OCR Digital mailroom
- Human responder Someone pulls the record
Where most networks stop
Where your hardest requests live
Why this side matters to you
Anyone can build the API. But the institutions that only answer by fax, by mail, or when a person picks up are the ones deciding whether your request ever comes back. We cover them — because a verification that never arrives is not a verification.
What you never have to think about
Every verification rides on a network that must be maintained every single day. We do the maintenance; you send the request.
Nothing to build. Nothing to maintain. Nothing to chase.
- Manage credentials
- Onboard new responders
- Fix connections that go dark
- Route around outages
- Resolve stalled requests
- Answer the frontline support call
Verifications
One connection. Every verification you need.
Balance confirmations, income verifications, mortgages, tax transcripts, liens, benefits eligibility. One contract, one integration, one support line, one audit trail — however many you run.
That range is what protects you when the work changes. A new loan product, a new engagement type, a new program — the verification you need next is already on the network, at institutions you already reach. Nothing new to buy. Nothing new to build.
Who we serve
Two sides of every verification.
One network between them.
You might need verified data. You might hold the records other people need. Plenty of our customers do both. One relationship covers you either way.
Need verified data
You send the requestAuditors
Confirmations built to support AS 2310, direct from source.
Lenders
VOD, VOM, income and assets inside the LOS you already run.
QC firms
Post-close re-verification across the whole sample, one connection.
Hold the records
You answer the requestFinancial Institutions
Go live on the channel you already use — days, sometimes hours.
Government
Verify eligibility at the source — and respond to the records you hold.
Companies
Employers, payroll providers and membership organizations confirming what they hold.
Connect once. Reach everyone.
One connection gives you access to a growing network of financial institutions, auditors, lenders, government agencies, and other trusted organizations—without managing dozens of separate integrations.
Connectivity
Move faster.
Reduce manual work.
Keep control at scale.
API — system to system
An API connects Veriv directly to your systems, automating verification requests and responses in real time.
MCP — your agent to the source
MCP (Model Context Protocol) is the emerging standard for how agents connect to data. It lets the agents you build and control request a verification directly from Veriv and get an answer proven at the source. We supply the verified data; the agent is yours.
Built for the AI era
Automation amplifies whatever it consumes.
Agentic workflows, automated sampling, continuous assurance — none of it reduces the dependency on verified source data. It compounds it. The more intelligent the system on top, the more it matters that the data underneath is real.
Veriv is the data layer those systems depend on — reachable over API and MCP endpoints built for agentic access.
Built for regulated environments.
SOC 1 Type II
Attested controls over financial reporting
SOC 2 Type II
Security, availability and confidentiality
TLS 1.2+ · AES-256
Encrypted in transit and at rest
X9 · X9-B5 member
Shaping the account confirmation standard
Frequently asked questions
What does Veriv do?
Veriv is financial verification infrastructure. It connects requestors — QC firms, audit firms, lenders, government agencies — directly to the institutions that hold the underlying records, and returns the answer as a logged, timestamped result. One connection covers every verification type.
How is Veriv different from a verification portal?
Portals require institutions to change how they work in order to participate. Veriv accepts and delivers requests over the channel each institution already uses — API, MCP, structured interface, secure email, fax or physical mail — so responders can go live in days rather than through an integration project.
Does Veriv compete with my audit or lending software?
No. Veriv sits beneath the workflow layer and delivers verified data into the tools you already use. We are indispensable at the infrastructure layer and invisible at the application layer — there is no channel conflict and no competition for the customer relationship.
What is the Intelligent Router?
The Intelligent Router is Veriv’s patent-pending system for determining, request by request, the fastest and most reliable path to the authoritative source — and rerouting around failures automatically.
What compliance attestations does Veriv hold?
SOC 1 Type II and SOC 2 Type II. Data is encrypted in transit with TLS 1.2+ and at rest with AES-256, and every exchange is logged as an auditable record. Veriv is also a member of the Accredited Standards Committee X9 and active in X9-B5.
Tell us what you need. We handle everything else.
Enroll on the channel you already use. Richer integration comes later, on your timeline.